Roadside assistance networks and motor clubs require their providers to carry specific limits and to name them on the certificate before you can take calls. We insure jump-start, lockout, tire-change and fuel-delivery providers and light-duty tow operators, and we match the requirements in your network agreement.
Start a roadside assistance & towing quote or call 888-391-5981.
Common risks
- An accident on the way to or from a service call
- Damage to a customer’s vehicle while you’re working on it or towing it
- A technician is hit or injured on the roadside
- A network suspends you because your certificate doesn’t match its requirements
Coverage most roadside assistance & towing need
| Coverage | Why it matters |
|---|---|
| Commercial auto liability | Your service trucks and tow trucks. |
| On-hook / garagekeepers | Damage to customers’ vehicles in tow or in your care. |
| General liability | Injury or damage you cause while performing service. |
| Workers compensation | Required for employees in California. |
California requirements & what to know
Most networks require auto liability, general liability and on-hook or garagekeepers coverage at specific limits, with the network named as additional insured. Send us the insurance section of your provider agreement and we’ll quote to it.
Why business owners work with Pierce
- We’re an independent agency with access to standard carriers and specialty (surplus lines) markets, so we can place risks many agents turn down.
- A licensed agent handles your account from quote to renewal.
- Certificates of insurance, additional insureds and policy changes are handled fast. Request a COI.
- Local offices in San Dimas and Monrovia.
Related: Commercial auto · Auto repair & garages · Trucking · Workers comp
Frequently asked questions
Can I use my personal auto policy for roadside work?
No. Personal auto policies exclude business use like this. You need a commercial auto policy.
Do I need on-hook coverage if I only do lockouts and jump-starts?
Not usually, but garagekeepers coverage helps if a customer’s vehicle is damaged while you work on it.