Cleaning companies work inside other people’s homes and offices, so clients want proof you’re insured and bonded. We insure house cleaners, janitorial services, window washers and carpet cleaners.
Start a house cleaning & commercial janitorial quote or call 888-391-5981.
Common risks
- Damage to a client’s property or belongings
- A client or visitor slips on a wet floor
- Accusations of theft by an employee
- Employee injuries from lifting, chemicals or slips
- Accidents while driving between jobs
Coverage most house cleaning businesses need
| Coverage | Why it matters |
|---|---|
| General liability | Property damage and injuries you cause at a client’s home or business. |
| Janitorial bond | Protects your clients if an employee steals from them. |
| Workers compensation | Required once you have employees, including part-time staff. |
| Commercial auto | Vehicles used to travel between jobs. |
California requirements
California requires workers compensation for any employee, including part-time staff. Commercial cleaning contracts often require general liability, a janitorial bond and proof of workers comp.
Why business owners work with Pierce
- We’re an independent agency, so we compare multiple carriers instead of selling just one.
- A licensed agent handles your account from quote to renewal.
- Certificates of insurance, additional insureds and policy changes are handled fast. Request a COI.
- Local offices in San Dimas and Monrovia.
Related: Contractors · Trucking · HVAC · Plumbers · Electricians
Frequently asked questions
What’s the difference between bonded and insured?
Insurance covers damage and injuries you cause. A janitorial bond covers theft by your employees. Many clients ask for both.