Commercial Lines
The success of a business, whether it’s a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity.
However, no matter how industrious you are, one disaster can wipe out all your profits and even destroy your business. The key to making sure that all the effort and money you have invested in a business doesn’t disappear when a disaster strikes is to protect it with the appropriate insurance.
Business coverage
General LiabilityInjury and property damage claims from customers, vendors and the public.Workers CompensationRequired in California once you have employees. Covers medical bills and lost wages.Commercial AutoLiability and physical damage for vehicles your business owns or leases.Commercial TruckingPrimary liability, cargo and physical damage for owner-operators and fleets.Commercial PropertyBuildings, equipment and inventory lost to fire, theft or storm.Professional Liability / E&OFor advice or services that cost a client money.Builders RiskStructures and materials while a project is under construction.Special EventShort-term liability for events, venues and vendors.Group HealthPPO, HMO and HSA plans to attract and keep employees.Recreational Vehicle CoverageFor RVs and recreational vehicles used in business.More Business CoverageEPLI, liquor liability, garages, restaurants, rental property and more.