Client: A Van Nuys-area aircraft detailing and aircraft janitorial company · Coverage: Aviation Commercial General Liability (occurrence), $5M/$5M; $10M renewal option · Status: Bound
The problem
Aircraft detailing is an aviation-class risk, and many standard GL markets won't write it. The company needed high liability limits to work at airport FBOs. A year later, a new client contract called for $10M.
How Pierce helped
- Placed aviation GL with Kinsale through a specialty wholesaler after confirming the carrier was already at minimum premium for the class
- Bound coverage on the day payment came in
- At renewal, had the carrier re-rate on updated sales and requested both a $10M primary option and a $5M excess option
- Showed the client the expiring vs. $10M renewal side by side, with paid-in-full and financed options
The result
The $5M/$5M aviation GL policy was bound in October 2025. For the 2026 renewal, a $10M-limit option was quoted at $21,596.25 a year, compared with $12,225.95 for the expiring $5M program.
Why it worked
Going to a specialty aviation market got the right policy form at the limits airports require, and quoting several structures let the client see what doubling the limit would cost before committing.
Related coverage
Aviation Services Business Insurance · Cleaning & Janitorial Business Insurance · General Liability Insurance · Commercial Umbrella & Excess Liability Insurance · Request a Certificate of Insurance
Facing something similar? Call 888-391-5981 or request a quote. A licensed agent will review your situation.
Client names and identifying details are withheld for privacy. This story is based on an actual account handled by our agency, as documented in our files. Coverage, pricing and results for your business depend on your own details.