Client: A Southern California line-boring (machining) business · Coverage: Workers' Compensation with owner/officer exclusion · Status: Bound
The problem
Right after binding, the carrier flagged that the owner-exclusion waivers were on the wrong form, because California requires its own waiver. Until corrected, the owners would be included by default and the premium would change.
How Pierce helped
- Got the correct California waiver from the carrier's document library
- Had each owner sign it and returned both waivers on the next business day
- Confirmed the carrier issued the exclusion endorsement
The result
The carrier excluded the owners and issued the endorsement within a day of the corrected forms, on a policy effective 03/09/2026.
Why it worked
Quick, accurate paperwork kept the policy rated the way the owners intended.
Related coverage
Contractors Insurance in California · Workers’ Compensation Insurance in California
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Client names and identifying details are withheld for privacy. This story is based on an actual account handled by our agency, as documented in our files. Coverage, pricing and results for your business depend on your own details.