Client: A Southern California LLC holding about 14 acres of undeveloped land · Coverage: Vacant Land General Liability $1M/$2M · Status: Quoted
The problem
The landowner had no operations on the parcel but was exposed if someone was hurt on the property. In those cases the landowner is often the first party sued.
How Pierce helped
- Placed the risk with Scottsdale Insurance on a vacant-land GL form
- Structured a $0 deductible so a covered claim costs the owner nothing out of pocket
- Explained that the products/completed operations exclusion is standard when there are no operations
The result
Quoted $1,000,000 per occurrence / $2,000,000 aggregate for a $1,648 annual premium.
Why it worked
A simple, low-cost liability policy protects an asset that is often left uninsured until a claim happens.
Related coverage
Vacant Property Insurance · Insurance for Real Estate Investors & Landlords · General Liability Insurance
Facing something similar? Call 888-391-5981 or request a quote. A licensed agent will review your situation.
Client names and identifying details are withheld for privacy. This story is based on an actual account handled by our agency, as documented in our files. Coverage, pricing and results for your business depend on your own details.