Client: A new drop-shipping and packing business in North Hollywood · Coverage: General Liability · Status: Bound
The problem
A referred client opening a small drop-shipping and packing business asked for a business owner's policy right away. It was a new LLC with one employee and no prior insurance, and the property manager needed proof of coverage before move-in.
How Pierce helped
- Asked the questions that set the price: payroll, square footage, alarm, cameras and exactly what the business ships
- Quoted a full business owner's package ($50,000 of business property, business income, equipment breakdown and blanket additional insured) at $2,627 a year
- Asked whether the landlord only required liability, and quoted general liability on its own at about $1,558 a year
- Collected the property manager's details so the certificate would match the lease
The result
The owner chose the general liability option, and a $1M/$2M policy was bound on November 3, 2026, one day after his first email. The certificate went to the property manager.
Why it worked
Giving the owner both the full package and the lower-cost option that met the lease let him buy what he needed now, with a clear path to add property coverage later.
Related coverage
Retail Store Insurance · Business Owners Policy (BOP) · General Liability Insurance · Request a Certificate of Insurance
Facing something similar? Call 888-391-5981 or request a quote. A licensed agent will review your situation.
Client names and identifying details are withheld for privacy. This story is based on an actual account handled by our agency, as documented in our files. Coverage, pricing and results for your business depend on your own details.