Client: A grower who trucks Christmas trees down from Northern California each holiday season · Coverage: General Liability (seasonal Christmas tree lots) · Status: Bound every season
The problem
Every year he brings a load of Christmas trees down from up north and sets up seasonal lots in Southern California. The lots move from year to year, from the San Gabriel Valley to Orange County to the Inland Empire. Each site is open to the public for only a few weeks, with families and kids walking between trees, so he needs general liability in place, and proof of it for the property owner, before opening day.
How Pierce helped
- Set up general liability for his lots each season
- Updated the coverage whenever he moved to new locations, so every lot was insured before it opened
- Sent certificates of insurance to the property owners hosting the lots
- Insured the lots run by friends and family he referred to us
- Pierce interns pitched in at the lots during setup
The result
He comes back to Pierce every season, wherever his lots end up. Because of his referrals, we now insure several tree lots across the San Gabriel Valley, Orange County and the Inland Empire.
Why it worked
A seasonal business has a short window and no time for delays. Knowing his routine year after year means coverage and certificates are ready before the trees arrive. Treating his referrals the same way earned the trust of his friends and family too.
Related coverage
Christmas Tree Lot Insurance · General Liability Insurance · Special Event Insurance · Request a Certificate of Insurance
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Client names and identifying details are withheld for privacy. This story is based on an actual account handled by our agency, as documented in our files. Coverage, pricing and results for your business depend on your own details.