Client: Residential care home for the elderly · Coverage: Professional + general liability + abuse & molestation
The challenge
A small residential care home for the elderly needed professional and general liability, plus abuse and molestation coverage that most policies exclude. Few standard carriers will write small care homes at all.
What we did
- Reviewed the home’s licensing requirements and staffing practices
- Went to specialty markets that write residential care, including abuse and molestation limits
- Presented professional and general liability options together, so the owner could compare one package
The result
The owner received professional liability, general liability and abuse and molestation options from a specialty market.
What other business owners can learn
Care homes should check that their policy doesn’t exclude abuse and molestation. If it does, it can be added or written separately.
Have a similar situation? Request a quote or call 888-391-5981. Learn more: Care home insurance · More case studies
Client names and identifying details are withheld for privacy. This story is based on an actual placement by our agency. Coverage and pricing for your business depend on your own details.