Guides and tips for California business owners. Start with our business insurance cost guide and FAQ.
Do I Need Workers Comp If I Have No Employees in California?
Most businesses with no employees don’t need it, but licensed contractors are the exception, and from 2028 every CSLB licensee does.
Certificate of Insurance (COI): What It Is and How to Get One Fast
What a COI shows, the difference between a certificate holder and an additional insured, and how to avoid delays.
California Contractor License Bond: Requirements and Cost
Every active CSLB license needs a $25,000 bond. Here’s who needs the extra bonds and what drives the price.
The Insurance Your Lender Needs Before Escrow Closes
Replacement cost, the mortgagee clause and loss of rents: what lenders check before they fund.
Auto Insurance Checklist – Insurance Savings Tip!
Shopping for auto insurance?The price you pay for your auto insurance can vary by hundreds of dollars, depending on your driving record, the type of…
Cyber Liability Insurance vs. Intellectual Property Insurance
Companies address any exposure to liability through varying lines of insurance. Among the risks facing the company are those associated with cyber…
Homeowners Insurance Checklist – Insurance Savings Tip!
Shopping for your dream house?It’s important to keep insurance in mind throughout the home buying process. Most lenders won’t provide a mortgage…
Importance of Business Liability Insurance
Business liability insurance protects the financial interests of companies and business owners in the event that they face formal lawsuits or any…
Top 5 Reasons Why Your Business Needs Insurance
Running a business comes with inherent risks such as clients filing a lawsuit employed getting injured on the job, natural calamities could destroy the…
Why is Contractors Insurance Important?
June 24, 2020/by JayalaContractors face risks every day, and can be held responsible for several liability issues. Insurance is a safety net that can…
Why You Need Workers Compensation Insurance
As an employer, you are responsible for your employees’ workplace safety and security, and you may be deemed responsible if an employee is injured…
See also: 2028 workers comp rule for contractors